BISA
BISA

Duraclean Automobile Requirements


Here are the required automobile coverages as specified by the Duraclean Corporation.


Commercial Auto Liability with a combined single limit (CSL) of $1,000,000 per occurrence for bodily injury and property damage is required. If possible Symbol 1 (any auto) coverage should be purchased. Alternatively symbols 2 (owned autos only), 8 (hired autos) and 9 (non-owned) should be purchased. These symbols include coverage for all owned vehicles as well as hired and non-owned autos.


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Commercial Auto Contact

Brent Konieczny


Description Of Covered Auto Designation Symbols

Symbol
1Any "Auto"Provides coverage to any auto that is owned, hired, borrowed, or otherwise utilized by the named insured
2Owned "Autos" OnlyOnly those "autos" you own (and for Liability Coverage any "trailers" you don't own while attached to power units you own). This includes those "autos" you acquire ownership of after the policy begins
3Owned Private Passenger "Autos" OnlyOnly the private passenger "autos" you own. This includes those private passenger "autos" you acquire ownership of after the policy begins.
4Owned "Autos" Other Than Private Passenger "Autos" OnlyOnly those "autos" you own that are not of the private passenger type (and for Liability Coverage any "trailers" you don't own while attached to power units you own). This includes those "autos" not of the private passenger type you acquire ownership of after the policy begins.
5Owned "Autos" Subject To No-FaultOnly those "autos" you own that are required to have No-Fault benefits in the state where they are licensed or principally garaged. This includes those "autos" you acquire ownership of after the policy begins provided they are required to have No-Fault benefits in the state where they are licensed or principally garaged.
6Owned "Autos" Subject To A Compulsory Uninsured Motorists LawOnly those "autos" you own that because of the law in the state where they are licensed or Principally garaged are required to have and cannot reject Uninsured Motorists Coverage. This includes those "autos" you acquire ownership of after the policy begins provided they are subject to the same state uninsured motorists requirement.
7Specifically Described "Autos"Only those "autos" described in Item Three of the Declarations for which a premium charge is shown (and for Liability Coverage any "trailers" you don't own while attached to any power unit described in Item Three).
8Hired "Autos" OnlyOnly those "autos" you lease, hire, rent or borrow. This does not include any "auto" you lease, hire, rent, or borrow from any of your "employees", partners (if you are a partnership), members (if you are a limited liability company) or members of their households.
9Nonowned "Autos" OnlyOnly those "autos" you do not own, lease, hire, rent or borrow that are used in connection with your business. This includes "autos" owned by your "employees", partners (if you are a partnership), members (if you are a limited liability company), or members of their households but only while used in your business or your personal affairs.